/* Shared brand tokens; the warm paper form keeps dense inputs easy to read. */
*{box-sizing:border-box}html{scroll-behavior:smooth}body.insurance-quiz-page{margin:0;background:var(--surface-0);color:var(--cream);font-family:var(--sans);line-height:1.6;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer}button:disabled{cursor:not-allowed}svg{flex-shrink:0}h1,h2,h3,h4,h5,p{margin:0}button:focus-visible,a:focus-visible{outline:3px solid currentColor;outline-offset:4px}input:focus-visible,select:focus-visible{outline:3px solid #7a1230;outline-offset:3px}
#top{max-width:1100px;margin:auto;padding:38px 24px 76px;min-height:720px;background:radial-gradient(ellipse at 82% 26%,#5f4b3126,transparent 58%)}.flow-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:14px;color:#c3b5b5;margin-bottom:30px}.flow-heading a:hover{color:var(--cream)}.flow-heading>span{color:#b5a5a4}.flow-steps{list-style:none;display:flex;justify-content:space-between;gap:16px;max-width:660px;margin:0 auto 24px;padding:0}.flow-steps li{display:flex;gap:9px;align-items:center;color:#b4a3a8;font-size:14px}.flow-steps li>span{font:12px var(--mono);color:#b59eaa}.flow-steps [aria-current]{color:#efe6df}.flow-steps [aria-current]>span{background:#7a1230;color:#efe6df;padding:5px 7px;border-radius:4px}.progress-wrap{max-width:660px;margin:0 auto 16px}.progress{height:3px;background:#efe6df21;border-radius:2px;overflow:hidden}.progress i{display:block;width:0;height:100%;background:linear-gradient(90deg,#7a1230,#b8123f);transition:width .2s ease-out}.progress-label{margin-top:10px;font-size:13px;color:#b9a9ad}
.stage{display:flex;justify-content:center}.qcard{--text:#251e23;--sub:#65575e;width:100%;max-width:660px;padding:38px 40px;background:var(--paper-grad);border:1px solid #efe6df2e;border-radius:12px;box-shadow:0 20px 64px #0004;color:var(--text);color-scheme:light;opacity:0;transform:translateY(8px);transition:opacity .18s ease-out,transform .18s ease-out}.qcard.in{opacity:1;transform:none}.kicker{display:block;color:#7a1230;font-size:14px;font-weight:500;margin-bottom:12px}.qtitle{font-size:clamp(26px,3vw,36px);font-weight:500;line-height:1.16;letter-spacing:-.035em;margin-bottom:14px;overflow-wrap:break-word}.qtitle:focus{outline:none}.qhelp{font-size:16px;line-height:1.65;color:var(--sub);margin-bottom:24px;max-width:720px}.field{margin-bottom:18px}.field label{display:block;font-size:14px;font-weight:500;margin-bottom:7px}.field input,.field select{width:100%;min-height:52px;padding:12px 15px;color:#251e23;background:#fffaf5;border:1px solid #251e2333;border-radius:8px;font-size:16px;transition:border-color .15s ease-out}.field input::placeholder{color:#786a70}.field input.err{border-color:#9b193e}.field-err{display:none;font-size:14px;color:#9b193e;margin-top:6px}.field-err.on{display:block}#body:has(#first_name){display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.opts{display:grid;gap:10px}.opt{display:flex;align-items:center;gap:13px;width:100%;min-height:54px;padding:14px 16px;text-align:left;background:#fffcf766;border:1px solid #251e2330;border-radius:8px;color:var(--text);font-size:16px;font-weight:500;transition:background .15s,border-color .15s}.opt:hover{background:#fffaf5;border-color:#7a123088}.opt.sel{border-color:#7a1230;background:#7a12300a;box-shadow:inset 0 0 0 1px #7a1230}.opt small{display:block;font-size:14px;font-weight:400;color:var(--sub);margin-top:2px}.dot{width:19px;height:19px;flex:none;border-radius:50%;border:1.5px solid #85737b;display:grid;place-items:center}.sel .dot{border-color:#7a1230}.sel .dot:after{content:'';width:9px;height:9px;border-radius:50%;background:#7a1230}.check .dot,.check .dot:after{border-radius:3px}.nav-row{display:flex;gap:12px;align-items:center;justify-content:space-between;margin-top:28px}.btn{min-height:50px;display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 24px;border:1px solid transparent;border-radius:8px;font-size:16px;font-weight:600;text-align:center;line-height:1.45;transition:background .15s,box-shadow .15s}.btn-primary{background:linear-gradient(125deg,#62102a,#921337);color:#fff5ed;border-color:#8f2142;box-shadow:0 6px 18px #7a123022}.btn-primary:hover{background:#7a1230;box-shadow:0 8px 22px #7a123035}.btn-primary:disabled{background:#dfd5d4;border-color:#c7b7bd;color:#6c5b62;box-shadow:none}.btn-ghost{background:transparent;color:var(--sub);padding-inline:6px}.btn-ghost:hover{color:#7a1230}
/* Pricing and calculator expand on desktop, while the booking stays below. */
.qcard.results{max-width:none;padding:18px 0 0;border:0;box-shadow:none;background:none;--text:#efe6df;--sub:#c3b3b7;color:var(--text)}.results .qtitle{max-width:800px;font-size:clamp(30px,4vw,44px)}.results .kicker{color:#d7a6b5}.result-icon{display:grid;place-items:center;width:44px;height:44px;background:#3b0a17;color:#e9b7c5;border:1px solid #91405a;border-radius:8px;margin-bottom:18px}.sec-h{font-size:23px;font-weight:500;letter-spacing:-.02em;margin:32px 0 15px}.price-grid{display:grid;gap:18px}.price-grid.two{grid-template-columns:1fr 1fr}.price-card{background:var(--paper-grad);color:#251e23;border:1px solid #cab9bf;border-radius:12px;padding:26px}.price-card.hot{border-top:3px solid #7a1230;padding-top:24px}.price-card h5{font-size:17px;line-height:1.4;font-weight:500}.price-card .amt{font-size:44px;font-weight:500;letter-spacing:-.04em;margin:8px 0;color:#7a1230;font-variant-numeric:tabular-nums}.price-card .amt small{font-size:16px;font-weight:400;letter-spacing:0;color:#65575e}.price-card p{font-size:15px;color:#65575e;line-height:1.65;max-width:650px}.price-note{display:flex;align-items:center;gap:10px;font-size:14px;color:#c3b3b7;margin:18px 0;line-height:1.6}.price-note svg{width:16px;height:16px;color:#d7a6b5}
.calc{--text:#251e23;--sub:#65575e;color:var(--text);background:var(--paper-grad);border:1px solid #efe6df2e;border-radius:12px;padding:30px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:24px 40px}.calc-controls,.calc-summary{min-width:0}.calc-row{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:21px}.calc-row:first-child{margin-top:0}.calc-row label{font-weight:500;font-size:16px;line-height:1.4}.calc-row label small{display:block;font-weight:400;font-size:13px;color:var(--sub);margin-top:4px}.cv{font-family:var(--mono);font-size:16px;color:#7a1230;white-space:nowrap}.calc input[type=range]{display:block;width:100%;min-height:32px;accent-color:#7a1230;margin:5px 0 0;cursor:pointer}.calc-prem{display:flex;align-items:center;gap:4px;padding:9px 12px;border:1px solid #251e2333;border-radius:8px;background:#fffaf5}.calc-prem input{width:88px;min-height:30px;font-size:16px;color:#251e23;background:transparent;border:0;text-align:right}.calc-summary{border-left:1px solid #251e2324;padding-left:30px;display:flex;flex-direction:column;justify-content:center}.calc-tiles{display:grid;grid-template-columns:1fr 1fr;gap:12px}.calc-tile{border-bottom:1px solid #251e2324;padding:16px 0}.calc-tile .k{font-size:13px;color:#65575e;line-height:1.5}.calc-tile .v{font-size:26px;letter-spacing:-.03em;font-weight:500;font-variant-numeric:tabular-nums;margin-top:5px}.calc-tile .v.pos{color:#285c49}.calc-tile .v.neg{color:#9b193e}.calc-hero{padding:23px 20px;margin-top:22px;background:radial-gradient(ellipse at 80% 100%,#7a123060,transparent 85%),#181216;color:#efe6df;border:1px solid #44303a;border-radius:8px}.calc-hero .k{font-size:14px;color:#dacbd0}.calc-hero .v{font-size:42px;font-weight:500;letter-spacing:-.035em;font-variant-numeric:tabular-nums;line-height:1.3;margin:5px 0}.calc-hero .sub{font-size:14px;line-height:1.6;color:#dacbd0}.calc-note{grid-column:1/-1;border-top:1px solid #251e2324;padding-top:18px;font-size:13px;line-height:1.7;color:#65575e}
.booker{--text:#251e23;--sub:#65575e;padding:32px;background:var(--paper-grad);color:var(--text);border:1px solid #efe6df2e;border-radius:12px;margin-top:32px}.booker h2{font-size:28px;line-height:1.2;letter-spacing:-.025em;font-weight:500;margin-bottom:12px}.book-note{font-size:15px;color:var(--sub);margin-bottom:18px;line-height:1.65}.book-err{font-size:15px;color:#9b193e;margin-top:16px}.day-strip{display:flex;gap:10px;overflow-x:auto;padding:6px 4px 14px;margin:0 -4px 8px;scrollbar-width:thin}.day-chip{flex:none;min-width:76px;padding:12px;border:1px solid #251e2333;border-radius:8px;background:#fffaf5;color:var(--text);font-weight:500;font-size:17px;line-height:1.4}.day-chip small{display:block;font-weight:400;font-size:13px;color:var(--sub)}.slot-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.slot-chip{min-height:48px;padding:12px 8px;background:#fffaf5;color:var(--text);border:1px solid #251e2333;border-radius:8px;font-size:15px}.slot-chip.sel,.day-chip.sel,.tz-chip.sel{background:#7a1230;color:#fff5ed;border-color:#7a1230}.day-chip.sel small{color:#fff5ed}.slot-chip:hover,.day-chip:hover{border-color:#7a1230}.tz-pill{display:flex;gap:7px;align-items:center;justify-content:center;flex-wrap:wrap;min-height:44px;margin:16px auto 0;background:transparent;border:0;border-radius:4px;color:#65575e;font-size:14px}.tz-pill b{color:#251e23;font-weight:500}.tz-change{color:#7a1230}.tz-row{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:12px}.tz-chip{padding:10px 13px;min-height:44px;background:#fffaf5;color:#251e23;border:1px solid #251e2333;border-radius:4px;font-size:14px}.spin{width:26px;height:26px;margin:32px auto;border:3px solid #7a123022;border-top-color:#7a1230;border-radius:50%;animation:quizspin .8s linear infinite}@keyframes quizspin{to{transform:rotate(360deg)}}.confirmation{max-width:720px!important;text-align:center;padding:44px!important}.confirmation .qtitle{margin-inline:auto}.confirmation .qhelp{margin-bottom:0}.booked-big{width:56px;height:56px;display:grid;place-items:center;margin:0 auto 22px;background:#7a1230;color:#efe6df;border-radius:12px;font-size:28px}.booking-detail{padding:24px;margin:26px 0;text-align:left;border-block:1px solid #251e2326}.booking-detail small{display:block;font-size:14px;color:#65575e;margin-bottom:8px}.booked-when{font-size:23px;font-weight:500;line-height:1.45}.booked-zone{font-size:14px;color:#65575e;margin-top:6px}.confirmation .btn{margin-top:24px}.confirmation .next-steps{text-align:left;margin:24px 0 0;padding-left:22px;color:#65575e;font-size:16px}.next-steps li+li{margin-top:9px}
@media(max-width:700px){#top{padding:24px 18px 48px;min-height:620px}.flow-heading>span{display:none}.flow-heading{margin-bottom:24px}.flow-steps{gap:10px;align-items:flex-start}.flow-steps li{display:block;font-size:12px;line-height:1.45;flex:1}.flow-steps li>span{display:block;width:fit-content;margin-bottom:7px}.flow-steps [aria-current]>span{padding:2px 6px}.qcard{padding:28px 22px}.price-grid.two{grid-template-columns:1fr}.price-card{padding:23px}.calc{grid-template-columns:1fr;padding:24px;gap:24px}.calc-summary{border:0;border-top:1px solid #251e2324;padding:12px 0 0}.booker{padding:24px}.booker h2{font-size:26px}.slot-grid{grid-template-columns:repeat(3,1fr)}.confirmation{padding:30px 24px!important}.confirmation .qtitle{font-size:30px}.calc-hero .v{font-size:36px}.results .qtitle{font-size:32px}.sec-h{margin-top:28px}.qcard.results{padding-top:14px}.price-note{align-items:flex-start}}
@media(max-width:440px){#body:has(#first_name){grid-template-columns:1fr;gap:0}.qcard{padding:25px 20px}.slot-grid{grid-template-columns:repeat(2,1fr)}.calc,.booker{padding:22px 18px}.calc-prem{padding:7px}.calc-prem input{width:76px}.calc-tile .v{font-size:24px}.nav-row .btn{padding-inline:18px}.flow-heading{font-size:13px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.qcard{transform:none;opacity:1}}
/* Calculator-first entry: no contact gate until the visitor requests a call. */
.calc-assumptions{margin-top:24px;padding-top:18px;border-top:1px solid #251e2324}.calc-assumptions summary{font-size:15px;font-weight:500;cursor:pointer;color:#7a1230;min-height:40px}.calc-assumptions summary:focus-visible{outline:3px solid #7a1230;outline-offset:4px}.calc-assumptions[open] summary{margin-bottom:14px}.calculator-page .qtitle{max-width:900px}.calculator-page .calc-tile:last-child{grid-column:1/-1}.calculator-page .calc-summary{justify-content:flex-start}.calculator-page .calc-note{font-size:13px}.calculator-call{display:flex;align-items:center;justify-content:space-between;gap:30px;margin:28px 0 0;padding:26px;border:1px solid #efe6df29;border-radius:12px;background:linear-gradient(125deg,#21181d,#160f13)}.calculator-call h2{font-size:26px;font-weight:500;letter-spacing:-.025em;line-height:1.2;margin-bottom:10px}.calculator-call p{color:#c3b3b7;font-size:15px;max-width:500px;line-height:1.6}.calculator-call .btn{flex-shrink:0;max-width:100%}.projection-recap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;padding:24px;border:1px solid #efe6df29;border-radius:12px;background:#1a1418}.projection-recap span{display:block;color:#c3b3b7;font-size:14px}.projection-recap strong{font-size:27px;font-weight:500;font-variant-numeric:tabular-nums}.projection-recap .btn{grid-column:1/-1;justify-self:start;padding:0;min-height:44px}.projection-recap .btn-ghost:hover{color:#efe6df}
@media(max-width:950px){.calculator-call{flex-direction:column;align-items:flex-start}.calculator-call .btn{width:100%}.calculator-call p{max-width:none}}
@media(max-width:440px){.projection-recap{grid-template-columns:1fr 1fr;padding:20px}.projection-recap>div:last-of-type{grid-column:1/-1}.calculator-call{padding:24px 20px}.calculator-call h2{font-size:24px}}

/* Searchable state picker: full names, abbreviation search and keyboard selection. */
.state-picker{position:relative}.state-search-row{display:flex;border:1px solid #251e2333;border-radius:8px;background:#fffaf5}.field .state-search-row input{border:0;background:transparent;min-width:0}.state-search-row button{width:48px;flex:0 0 48px;border:0;border-left:1px solid #251e2320;background:transparent;color:#7a1230;border-radius:0 8px 8px 0;font-size:24px}.state-options{max-height:220px;overflow-y:auto;overscroll-behavior:contain;background:#fffaf5;border:1px solid #251e2333;border-radius:8px;margin-top:6px}.state-options[hidden]{display:none}.state-options [role=option]{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:48px;padding:10px 15px;cursor:pointer}.state-options [role=option] span{font-size:13px;color:#65575e}.state-options [role=option]:hover,.state-options [aria-selected=true]{background:#7a123013;color:#7a1230}.state-status{font-size:13px;color:#65575e;margin-top:7px}
/* Expanded calculator: editable figures with a resettable starting scenario. */
.calc-preset{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:22px;padding-bottom:22px;border-bottom:1px solid #251e2324}.calc-preset strong{font-size:18px;color:#7a1230}.calc-preset p,.calc-explainer{font-size:14px;color:#65575e;line-height:1.6;margin-top:7px}.calc-preset .btn{font-size:14px;padding:12px 16px;flex-shrink:0}.calc-group{padding:0;margin:0 0 30px;border:0;min-width:0}.calc-group legend{font-size:20px;font-weight:500;letter-spacing:-.025em;margin-bottom:8px;padding:0}.calc-field{margin-top:18px}.calc-field .calc-row{margin-top:0}.calc-number{display:flex;align-items:center;gap:4px;padding:8px;border:1px solid #251e2333;border-radius:8px;background:#fffaf5;flex-shrink:0;color:#7a1230}.calc-number input{width:76px;min-width:0;min-height:32px;border:0;background:transparent;color:#251e23;text-align:right;font-size:16px;font-variant-numeric:tabular-nums;padding:0}.calc-number span{font-size:14px}.calc-results-inner h2,.calc-renewal h2{font-size:23px;font-weight:500;line-height:1.3;letter-spacing:-.025em}.calculator-page .calc-tile:last-child{grid-column:auto}.calc-summary{align-self:start}.calc-jump{display:block;color:#7a1230;margin-top:15px;font-size:14px;text-decoration:underline;text-underline-offset:4px;min-height:44px;padding:10px 0}.calc-renewal{grid-column:1/-1;border-top:1px solid #251e2324;padding-top:24px;min-width:0;scroll-margin-top:24px}.calc-table-wrap{overflow-x:auto;max-width:100%;margin-top:20px;overscroll-behavior-x:contain}.calc-table-wrap:focus-visible{outline:2px solid #7a1230;outline-offset:4px}.calc-renewal table{width:100%;border-collapse:collapse;text-align:right;font-size:14px;font-variant-numeric:tabular-nums}.calc-renewal th,.calc-renewal td{padding:13px 12px;border-bottom:1px solid #251e2320;white-space:nowrap}.calc-renewal th{font-weight:500}.calc-renewal thead{color:#65575e}.calc-renewal th:first-child{text-align:left}.calc-renewal td:last-child{color:#7a1230;font-weight:500}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(min-width:701px) and (min-height:1050px){.calc-summary{position:sticky;top:24px}}
@media(max-width:700px){.calc-preset{align-items:flex-start;flex-direction:column;gap:14px}.calc-preset .btn{width:100%}.calc-number input{width:68px}.calc-row{gap:12px}.calc-row label{font-size:15px}.calc-group legend{font-size:21px}.calc-renewal table{font-size:13px}.calc-renewal th,.calc-renewal td{padding:12px 10px}.calc-preset p{font-size:13px}}
/* Approved fixed rate bar and calendar share one compact paper panel. */
.quiz-booking-stage .flow-heading,.quiz-booking-stage .flow-steps,.quiz-booking-stage .progress-wrap{display:none}
.quiz-booking-stage #top{padding-top:28px;min-height:0}
.qcard.results.pricing-booking{max-width:720px;padding:24px;background:var(--paper-grad);color:#251e23;--text:#251e23;--sub:#65575e;border:1px solid #cab9bf;border-radius:12px;box-shadow:0 20px 64px #0003}
.pricing-booking .qtitle{font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 14px;line-height:1.4;color:#65575e}
.lead-price-bar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:0;gap:0}
.lead-price-bar>div{padding:0 16px;border-right:1px solid #251e2324}.lead-price-bar>div:first-child{padding-left:0}.lead-price-bar>div:last-child{border:0;padding-right:0}
.lead-price-bar dt{font-size:15px;font-weight:500;line-height:1.4;white-space:nowrap}.lead-price-bar dd{margin:6px 0 0;display:flex;align-items:baseline;gap:4px;flex-wrap:wrap}.lead-price-bar strong{font-size:34px;font-weight:500;letter-spacing:-.035em;line-height:1.1;color:#7a1230;font-variant-numeric:tabular-nums}.lead-price-bar dd span{font-size:13px;color:#65575e}
.lead-mix-note{font-size:13px;line-height:1.5;color:#65575e;margin-top:14px}
.lead-pricing-note{font-size:13px;line-height:1.5;color:#65575e;margin:6px 0 0;text-wrap:pretty}.lead-pricing-note strong{font-weight:500;color:#7a1230}
.pricing-booking .booker{padding:18px 0 0;margin:18px 0 0;border:0;border-top:1px solid #251e2324;border-radius:0;background:none}
.pricing-booking .booker h2{font-size:25px;margin-bottom:14px}.pricing-booking .book-note{display:none}
.pricing-booking .day-strip{margin-bottom:6px;padding-bottom:10px}.pricing-booking .day-chip{padding:8px 12px;min-width:74px;font-size:15px}.pricing-booking .day-chip small{font-size:12px}
.pricing-booking .slot-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;max-height:166px;overflow-y:auto;padding:3px;scrollbar-width:thin;overscroll-behavior-y:contain}
.pricing-booking .slot-chip{font-size:14px;min-height:46px;padding:10px 5px}.pricing-booking .tz-pill{margin:8px auto 0;min-height:40px}.more-times-note{margin-top:5px;font-size:12px;color:#65575e}

/* Multiple lines can be selected across both groups on the first quiz screen. */
.line-group{min-width:0;padding:0;margin:0;border:0}
.line-group+.line-group{margin-top:26px;padding-top:24px;border-top:1px solid #251e2324}
.line-group legend{padding:0;margin-bottom:12px;font-size:18px;font-weight:500;line-height:1.4}
.line-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.line-option{display:flex;align-items:center;gap:11px;min-height:54px;padding:12px 14px;border:1px solid #251e2330;border-radius:8px;background:#fffcf766;font-size:15px;line-height:1.4;cursor:pointer}
.line-option:hover{background:#fffaf5;border-color:#7a123088}
.line-option:has(input:checked){border-color:#7a1230;background:#7a12300a;box-shadow:inset 0 0 0 1px #7a1230}
.line-option input{width:19px;height:19px;margin:0;flex-shrink:0;accent-color:#7a1230;cursor:pointer}
@media(max-width:540px){.line-options{grid-template-columns:1fr}}

@media(max-width:700px){.quiz-booking-stage #top{padding-top:18px}.qcard.results.pricing-booking{padding:20px 18px}.lead-price-bar>div{padding-inline:10px}.lead-price-bar dt{font-size:13px}.lead-price-bar strong{font-size:30px}.lead-price-bar dd{display:block}.lead-price-bar dd span{display:block;font-size:12px;margin-top:3px}.pricing-booking .booker h2{font-size:23px}}
@media(max-width:360px){.qcard.results.pricing-booking{padding:18px 14px}.lead-price-bar>div{padding-inline:7px}.lead-price-bar dt{font-size:12px}.lead-price-bar dd{gap:2px}.lead-price-bar strong{font-size:28px}.lead-price-bar dd span{font-size:11px}.lead-mix-note{font-size:12px}.pricing-booking .slot-chip{font-size:12px}}